Step 1
The cause and investigation
This is usually caused by an Escape of water from underground services.In order to confirm that the claim will be covered by your insurance company, it is necessary to prove the cause of the cracks. This will require a specialist investigation by a Structural Engineer who will prepare and provide a report. The Engineer will also specify the repairs that he deems necessary such as under-pinning the foundations and repair to the cracks in the affected walls.
Step 2
Why use Property Loss Management?
Property Loss Management can recommend various companies who can carry out this report and prepare the claim to submit to your insurance company. These claims can be slow and tedious as your Insurance Company will most likely appoint their own Engineer to verify or challenge the report prior to admitting liability. With our no win no fee and free initial survey, a member of our experienced team can deal with your claim in order to relieve this unnecessary stress.
Step 3
What will we do for you?
- Prepare, present and negotiate your whole claim.
- Co-ordinate your insurer and their loss adjusters to make sure you get the settlement that you are entitled to, whether that’s reinstatement or cash. We think outside the box and give you all the options available to you.
- Scrutinise your policy wording, and advise you on any issues relating to compliance with warranties and conditions that may affect liability.
- Get insurers to accept liability as quickly as possible, so that we can generate immediate interim payments to help you maintain your cash flow.
- Help you choose and appoint specialist surveyors if external assistance is needed, avoiding the insurance companies’ supply chains, which might not operate in your best interests.
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